As we have said in previous articles, since the crisis began in our country, banks stopped providing loans to their clients. Therefore, they needed to seek financing elsewhere. At that time several fast-track online credit companies came to our country, offering loans to everyone who was able to return it within the agreed period.
Currently we can see in the online credit market, infinities of offers that lenders make. And when we find ourselves looking for financing it is difficult for us to decide on the best one. This is even more complicated when we have never asked for an online mini-credit and we do not know the mechanism with which they work. For this reason, in this section of mini-credits of Creditore we can compare all the products that exist in the online market. To make that task easier and so you can decide which mini credit is best for you, without having to eat your head a lot.
Mini-credit offers online
There are several factors that we must take into account when applying for financing, and the first thing we should think about is:
- What do we want the money for?
- How much money do we want?
- How long will we be able to return it?
If right now you are looking for funding, those three questions can be answered like this:
- To pay an unforeseen, less than 800 euros and I can return it in 30 days, what you need is a quick microcredit.
If the amount is higher or you need to return it in different monthly installments, it is best if you enter in our personal loans section and choose from the list that interests you the most, the amounts are higher. What we are going to talk about in today’s article is about the different offers that are currently valid in several microcredit lenders.
Because, once we know what kind of financing is best for us (whether a microcredit, a personal loan, etc.) the next thing is to see which of the offers suits us the most, as it is the one that best suits our needs. And normally, our needs in terms of loans is to be as cheap as possible.
What is the general cost of microcredits?
The cost of microcredit is usually around 1% per day. When people listen to this, they usually put their hands to their heads because they think: If I ask for a € 1,000 credit, 1% a day would be € 10 every day I have it, for so many months. Uff!… This is often a very common mistake because you do not really know how microcredit works. So much so that as an initial offer some online lenders offer fast loans for free, if you read correctly, minicreditos without interest and without expenses.
In addition to not usually being such large amounts, the repayment periods are usually not greater than 30 days as a rule. That is: If we ask for a € 100 credit to be returned in 30 days, the costs could be around € 30. Do you want to save interest on fast online credits? Enter here and you will find a way to save a few euros in the interest of your quick credit.
Luckily, there are many microcredit companies in Spain that are launching offers to make it even easier for us to contract their services and obtain the financing we need. So, today we are going to some of the lender companies that have valid offers at this time so you can decide, especially if it is your first loan, in a simpler way which one suits you best.
What are these offers?
We are going to what interests us, which is, to know what are the offers that we have access to right now for our financing. Within all the offers that exist in the online mini-credit market, we can find promotions and discounts that can make our financing much cheaper.
Why are microcredits usually used?
The microcredits have several characteristics and some of them we already saw them at the beginning of the article. As for example, as its name suggests, they are usually credits of small amounts (less than € 800). In addition, the return period is usually short (30 days as a rule, although some lenders allow you to return it up to 45 days). Mini-loans are also called micro-credits, mini-loans or quick loans. They are identified as small amounts to request to return in a short period (30 days). Lastly and perhaps the most interesting feature of microcredits is that they are fast. Both when it comes to managing them and when you get the money, the process is very fast. You can have the money in your account in a matter of minutes.
Cover urgent contingencies
They are credits that are designed to cover unforeseen events or to reach the end of the month when it is costing us. They are usually credits that are requested to solve unexpected breakdowns of a car or household appliance, fix a small flaw at home, pay a bill that came higher than it should, etc. The best quality of these credits is the comfort. Since using a comparator like our website you can compare all that exist in the online market. It will help you decide which one is best for you, request it without hardly any paperwork and have it in your account in a matter of minutes.
Today there is an incredible number of possibilities to apply for a quick online credit without payroll, without endorsements and even being in the Financial Credit Institutions. Due to the large number of companies in this sector, many have chosen to stand out above the others by offering discounts, promotions and offers to their customers. In this way they not only stand out above the others that do not have offers, but allow more people to reach their micro financing services. If you want to know more about how one of these credits can help you, do not miss this article that talks about this topic.
I hope that this article has been useful to be aware of the best offers that are right now with the mini-credits. Having this information is like having an “AS” up your sleeve, which will serve you in the moments that you need to have quick money. If you want to know more tricks to get your mini-credit at the best price do not stop reading this information that is very interesting. If you think this information can help other people, we would appreciate it if you share it on your favorite social networks. Likewise any questions you may have, let us know by means of the comments or email, we will gladly help you in whatever we can.